Getting Tested For Stds

I understand that this may be a question when purchasing health or life insurance: Have you ever had STD before the test.

I think I should get tested for STDs, but am afraid that I must try (if I test positive) may have implications for the future. Is this true? Do many men (I am a man) say yes to that question (to be tested for STDs before)?

Thank you for any input.

No, this is not true. If anything, they should be glad you did that. Everyone should be checked regularly for STDs.

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Well, check clinics. Some clinics will provide free testing for STDs that do not require insurance or anything else, then maybe you could do this?