Health History Form

My employer has asked staff to fill out medical questionnaires health history for a new insurance company, where they try to get rates? Is this legal? They said it is not an option if we were not shaking the blanket. However, they are trying to get rates.

Is legitimate and legal. I had to do repeatedly.

They may require you to do as a condition of obtaining coverage. But this is confidential information of the insurance company and not the employer. You have every right to send the form directly to the insurance company and refuse to let someone in your company see the form with your medical history. You can even refuse to send to their insurance agent and, instead of directly to the insurance company.

if you want health insurance, yes, they may ask you to fill out forms. You do not get their Tho insurance, you can get your own, but it will probably require you to fill out a form requesting the same kind of thing anyway. The only thing the employer can do is require for the job. Only if you want insurance.

Yes, sorry, but they can. I worked in human resources for years. Every time my employer wanted to look at another business or get new rates for all employees who wanted to keep such insurance was required to complete the forms. This is how the insurance company decides how much load. I always had the employees come to me complaining about it and I know it seems intrusive. But it is legal and legitimate, once you are employed.

Yes, because your story to the effect of their rate. Insurance companies are weird. They do not like pre-existing situations. They spend more money on you.